Calls that match your license
Calls are routed by state, so your agents speak with callers they are licensed to help.
For licensed agencies and call centers
ACA Health Insurance Leads
Live inbound calls from people shopping for Affordable Care Act Marketplace plans. Choose your states, hours and daily caps, with every call recorded.
Have ACA traffic to send? Become a publisher
- Qualified ACA callers only
- Your states, hours and caps
- Recordings on every call
Why buy here
Why agencies buy ACA calls from ACAcalls.com
Pay per call means you pay for a phone call, not for a form fill. The caller is already on the line with your agent, and you only pay when the call meets the rules you set, such as state and call length.
We sell one product: health insurance through the Affordable Care Act (ACA) Marketplace. Because we do nothing else, every caller, filter and rule on the network is built around ACA plans.
Control over every campaign
Set your states, ZIP codes, answer hours and daily caps, then change them any time.
Calls that count
Every call is recorded and tagged with an outcome, so you can see what converts.
Nationwide coverage
ACA calls in 40+ U.S. states
Buy calls only in the states where your agents are licensed. Pick any state we serve, narrow it down by ZIP code, and set the hours each state takes calls.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Wisconsin
- Wyoming
How buying works
From application to live calls in five steps
Every buyer follows the same path, so you know what happens before the first call arrives.
Apply and verify
Tell us about your agency. We check agent licensing for your states.
Build your campaign
Pick your states, ZIP codes, answer hours and daily caps.
Receive live calls
Callers hear a recording notice, confirm consent, and connect to your agents.
Review every call
Listen to recordings, mark outcomes and flag calls that miss your rules.
Scale what converts
See results by campaign, state and source, then raise caps where it works.
Campaign controls
Targeting and quality tools for ACA buyers
Every buyer account comes with these tools. Set them once, change them any time.
State and ZIP targeting
Receive calls only from the states and ZIP codes where your agents are licensed.
Hours and daily caps
Match call flow to your staffing so no caller waits and no agent sits idle.
Call types we provide
Choose the call type that fits how your sales floor works.
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Inbound ACA callsShoppers dial in and ring your line
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Direct live transfersConnected straight to your agent
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Warm transfersA screener introduces the caller first
One niche on purpose
Why an ACA-only call network works better for buyers
Health insurance calls change with the calendar, the state and the plan type. We spend all our time on that one product.
| Feature | Typical multi-vertical network | ACAcalls.com |
|---|---|---|
| Callers | Mixed interests across many products | People looking for ACA Marketplace health insurance |
| Targeting | Generic state and hours rules | State, ZIP, hours, daily caps and enrollment window |
| Traffic review | Rules differ by vertical | Ads and scripts checked against one ACA rulebook |
| Support | General account help | Account help from a team that only handles ACA campaigns |
Network rules
Traffic you can stand behind
Health insurance calls need clean marketing. These rules apply to every publisher on the network, and traffic that breaks them is paused.
Consent and recording notice
Every caller hears a recording notice and agrees before the call connects to your agent.
No false claims
No "free" insurance, no government branding and no promised savings in any ad.
Licensed agents only
Only agents licensed in the caller's state take our calls.
ACA plans only
No Medicare, short-term or unrelated offers are mixed into ACA campaigns.
State rules
Campaigns follow each state's marketing and calling rules.
Creative review
We check publisher ads and scripts against the rulebook before launch.
For publishers
Have ACA traffic? Send it here and get paid per call
Publishers drive callers to our campaign numbers. Rules, scripts and approved claims are shared before you spend on traffic.
- Track every call by campaign, source and state
- Get ACA scripts and a list of approved claims
- Have your creative reviewed before it goes live
- Download payout reports for each campaign
Questions
ACA pay per call FAQ
What is pay per call for ACA health insurance?
Pay per call is a model where agencies pay only for phone calls from people shopping for ACA Marketplace health insurance. You pay when a call meets the rules you set, such as state and call length.
Who can buy calls on ACAcalls.com?
Licensed health insurance agencies and call centers that sell ACA Marketplace plans can buy calls. We check agent licensing before any traffic is sent.
Can I choose states, hours and daily caps?
Yes. Each campaign lets you set the states and ZIP codes you want, the hours your agents answer, and a daily cap on calls.
What if a call does not meet my rules?
Every call has a recording and an outcome you can mark. If a call does not fit your campaign rules, flag it for review using the recording.
Do you work with Medicare or short-term plans?
No. ACAcalls.com works only with ACA Marketplace health insurance, so Medicare and short-term plan offers are not allowed in our campaigns.
When is ACA open enrollment?
Open enrollment for most Marketplace coverage starts on November 1. End dates vary by state and Marketplace, so check HealthCare.gov or your state exchange for exact deadlines.
How do publishers join the network?
Publishers apply through the Become a Publisher page. Approved publishers receive campaign rules and scripts before sending traffic.
Get started
Apply to join the network
Choose the application that fits you. Both take about two minutes, and a representative reviews every one.